# About Creditlink

As the Web3 ecosystem matures, the volume and richness of on-chain user behavioral data have grown exponentially. However, the absence of a standardized identity and credit scoring system still forces decentralized applications—especially DeFi and DAOs—to rely heavily on over-collateralization or off-chain identity verification, limiting innovation and financial inclusion.

This project aims to build an **AI-powered on-chain credit scoring infrastructure** that:

* Analyzes multi-chain wallet behavior,
* Output AI-based on-chain credit scores and reports
* Supports various credit-based apps