🔐Creditlink Privacy Policy
Effective Date: [Jun 3,2025]
Creditlink is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect data in relation to your use of our platform and services.
1. Data We Collect
We collect the following types of data:
1.1 On-Chain Data
We analyze public blockchain data such as:
Wallet addresses and balances
Transaction history
Protocol and smart contract interactions
DAO governance activity
Note: All on-chain data is public by design and does not constitute “personal data” under most data protection laws.
1.2 Off-Chain & Optional Data
When applicable and with your consent, we may collect:
Email addresses (for API access or support)
KYC verification (if opting for regulatory-grade Credit NFTs)
ENS or DID identifiers
GitHub, Discord, or social handles (for Social Credit scoring)
2. Use of Data
We use the collected data to:
Generate and update credit scores
Issue Credit NFTs
Power APIs for partner protocols
Improve our scoring models via AI learning loops
Prevent Sybil and fraudulent behavior
We do not sell your data or monetize user behavior directly.
3. AI & Federated Learning
Creditlink uses federated machine learning models to allow protocols to contribute anonymized training data. All learning processes are privacy-preserving and comply with data minimization principles.
4. Cookies & Web Analytics
Our website may use:
Analytics tools (e.g., Plausible or Google Analytics) for usage insights
Session cookies to maintain login state (no tracking cookies unless consented)
5. Data Sharing
We may share anonymized scoring results with integrated DApps, partners, or credit marketplaces, but never link your wallet address to real-world identity without your explicit consent or legal requirement.
6. Security
We implement standard Web3 and Web2 security practices including:
Encrypted communications (HTTPS)
Smart contract audits
Role-based access to off-chain systems
7. Your Rights
Depending on your jurisdiction, you may have the right to:
Request deletion of your off-chain data
View and export your credit report
Revoke consent to optional data sharing
To exercise your rights, contact us at:
contact@creditlink.info
8. Updates to This Policy
We may revise this Privacy Policy periodically. Updates will be posted on our website with a revision date.
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