✳️Creditlink Terms of Use
Effective Date: [Jun 3, 2025]
Welcome to Creditlink. These Terms of Use ("Terms") govern your access to and use of the Creditlink platform, including our website, APIs, smart contracts, credit scoring engine, and NFT-based identity services (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms.
1. Eligibility
You must be at least 18 years old and legally capable in your jurisdiction to use Creditlink. By using our Services, you represent and warrant that you meet these requirements.
2. Use of Services
2.1 Permitted Use
You agree to use the Services only for lawful, authorized, and intended purposes, including:
Accessing and querying your on-chain credit score
Generating or managing your Credit NFT
Integrating our APIs into eligible Web3 applications
2.2 Prohibited Conduct
You agree not to:
Use the Services to engage in illegal or fraudulent activity
Attempt to reverse-engineer, copy, or tamper with our AI scoring models
Bypass or manipulate Sybil-resistance mechanisms
Use bots or automated scripts to abuse Services (e.g., airdrops or mining rewards)
Violate any applicable laws or third-party rights
3. Credit Scores & NFT Identity
All credit scores and NFTs issued through Creditlink are non-binding and for informational or risk assessment purposes only. They do not represent a legal guarantee, financial advice, or endorsement of any user, protocol, or asset.
Creditlink reserves the right to update scores at any time based on new data, behaviors, or technical improvements to its algorithms.
4. Intellectual Property
All content, algorithms, trademarks, logos, and infrastructure used to power the Creditlink platform are the intellectual property of Creditlink or its partners. You may not use them without explicit permission.
5. Limitation of Liability
The Services are provided "as is" and "as available" without warranties of any kind. Creditlink shall not be liable for:
Any losses resulting from inaccurate credit scores
Damage or loss of digital assets
Third-party smart contract vulnerabilities
Use or misuse of Credit NFTs
6. Termination
Creditlink may suspend or terminate your access to the Services at any time if we suspect a violation of these Terms, abuse of our systems, or legal non-compliance.
7. Governing Law
These Terms are governed by the laws of [Insert Jurisdiction], without regard to its conflict of laws principles.
8. Changes to Terms
We may update these Terms at any time. Continued use of the Services constitutes acceptance of the new Terms.
9. Contact Us
If you have questions about these Terms, please contact us at:
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